HomeBlogAirline Refundable Robbery - 2024 Review

Airline Refundable Robbery - 2024 Review

It pays to shop around when you need built-in flexibility for your travel plans, especially if you're flying.

The next time you're shopping for airline tickets, you'll have a choice between a non-refundable ticket and paying extra for one that's refundable. Is the extra cost for a refundable ticket worth paying? Should you pay several hundred or thousand dollars for a refundable ticket or opt to cover the non-refundable ticket with travel insurance? Let’s see.

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Built-in Flexibility for Traveling

There are many reasons you might need flexibility built into your travel plans. You might be flying to an important event but the date is not certain yet. Or you might just want the comfort of knowing that if your circumstances change, you can switch flights or cancel the trip and get a refund.

In both these cases, it might be better to pay extra for flexibility up front. Otherwise, you run the risk of missing the event or paying exorbitant fees for last-minute flight changes.

Let's look at what flexibility options the airline might offer in situations like these.

Flexibility and the Airlines

Consider an actual example from a popular airline.

For a specific flight from Miami to Sacramento, the cost of a single coach seat was $487.

What if you buy this seat and the date of your important event changes at the last minute? The airline will be happy to make these changes for you (if possible), but they will charge you a $200 administrative fee for the trouble.

And what if the event gets cancelled and you just want a refund?

Now that's something the airline simply won't do. A refund is out of the question unless you had the foresight to buy a refundable ticket in the first place. And what would the airline charge for this sort of flexibility?

A refundable ticket for the Miami to Sacramento flight would cost $1,156. That's an increase of almost $700!

And remember, these ticket prices are all for the same flight, same day, and same airline.

Flexibility and Travel Insurance

Neither of these options are acceptable. There must be a better way to buy the built-in flexibility you need for your travel plans.

Well, there is.

Let's consider adding travel insurance to the original $487 coach ticket. More specifically, let's add coverage that includes 'Trip Cancellation,' 'Cancel for Work Reasons,' and 'Cancel for Any Reason.'

Airline Refundable Robbery - Fighting Back

A Comprehensive policy through TripProtectors would typically include these three types of coverage and cost around $64 - $80. Doing the math, we see that there's simply no comparison. Purchasing travel insurance is the clear choice for superior flexibility when flying.

Next, let's have a look now at exactly what situations this policy covers.

'Trip cancellation' coverage means that if you or a traveling companion get sick and can't take the trip, you receive a full refund for the ticket.

With 'Cancel For Work Reasons' coverage, you receive a full refund in the case of a lay-off or if your boss changes her mind and you can't travel. It will also reimburse you in full if you are self-employed and can't travel due to work obligations, provided you present a notarized statement.

And what if none of these legitimate emergencies come up, but you just decide you don't want to go?

Finally, ‘Cancel for Any Reason’ travel insurance reimburses you up to 75% of your money spent on the ticket, no matter why you decide not to travel. Note, Cancel For Any Reason has a few rules to activate the coverage, such as purchasing the policy within 10 – 21 days (depending on policy) from the initial trip payment date, and giving 48-hours’ notice prior to traveling that you won’t be going.

To sum up, astute travelers have found a way to save hundreds of dollars by using travel insurance to provide what the airline would charge you almost $700 for. Why would anybody buy a refundable ticket?

Shop for travel insurance at TripProtectors and see how much you can save.

Safe Travels!

This article has been written for review purposes only and does not suggest sponsorship or endorsement of AARDY by the trademark owner.

Recent AARDY Travel Insurance Customer Reviews

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Trustpilot 5 star rating
about 1 hour ago
I quickly found the least expensive

I quickly found the least expensive, with more medical and evacuation coverage than other quotes, and a reputable underwriter

Trustpilot 5 star rating
about 1 hour ago
Felicia was very helpful

Felicia was very helpful. The prices for your plans were excellent. Sounds like good coverage.

we lim
Trustpilot 5 star rating
about 2 hours ago
the agent is helpful

the agent is helpful

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