HomeBlogCheapTickets Travel Insurance - 2024 Review

CheapTickets Travel Insurance - 2024 Review

CheapTickets Travel Insurance

CheapTickets Travel Insurance
6
Insurance Partner
9/10
Coverage Options
4/10
Price
3/10

Strengths

  • Available at Check-Out

Weaknesses

  • Expensive
  • Poor Cover

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CheapTickets is a leading online travel services company offering airline tickets, hotel and vacation rentals, rental cars, customized vacation packages, and cruises.

Like so many of the online travel portals that we come across, CheapTickets is owned by Expedia. You will recognize many of the same site design elements when jumping between the two websites.

CheapTickets:

Cheaptickets Main Site

Expedia:

Expedia Main Site

Other than the color of the Search bar, it’s the same look and feel on the front page, and same search engine behind it. This is not a criticism – we think that the search engine that Expedia (and CheapTickets) uses is first-class. However, the travel insurance that is offered at checkout is not.

Let's book a trip on Cheap Tickets and see what is offered for travel insurance.

CheapTickets Package Booking – Sample Trip

We took a family of four (2 adults and 2 children aged 7 and 10) from Chicago to Orlando from December 20 – January 1.

Airfare for the family is $757 per traveler for a total cost of $3,027.98. Next, we booked a stay at the AC Hotel in Orlando’s Lake Buena Vista, also priced at $757 per person. 

TripDetails

Next, we added tickets for Disneyworld and Universal Studios. As the 10-year-old is considered an adult, we have to purchase three adult tickets and one child ticket for the 7-year-old.

Orlando Tours

Final total cost after adding the hotel and tour tickets to the flights is $4442.76.

Trip Cost to Orlando

CheapTickets Travel Insurance

Prior to paying the trip, we’re offered insurance to cover our $4442.76 trip cost. The insurance is $547.36 – $136.84 per traveler. The Package Protection Plan policy - is provided by AIG, a well-known travel insurer.

The policy provides $5,000 in medical coverage per traveler and $50,000 of medical evacuation coverage per traveler. The policy will also provide a waiver to cover any pre-existing medical conditions if we purchase the policy within 2 days of the initial trip payment or deposit.

Insurance for Orlando Trip

$547.36 is an awful lot of money to spend on what looks like very minimal travel insurance coverage.

Let’s find something better…

TripProtectors – Travel Insurance Marketplace

At TripProtectors, we have done our very best to make buying travel insurance simple and transparent. We work with some of the best travel insurance companies in the US to give you options for travel insurance.

A customer enters their data anonymously, and we provide over a dozen different travel insurance options for them to choose from. We highlight a recommendation of the most cost-effective travel insurance plan at the top.

Inputting the same trip details through the quoting system, we are shown 27 plans to choose from. Since we’re traveling domestically, TripProtectors recommends having at least $15,000 of medical coverage and $150,000 of medical evacuation coverage to supplement our normal health care insurance. If traveling internationally, we recommend a minimum of $100,000 of medical coverage and $250,000 of medical evacuation coverage.

The least expensive plan with our minimum recommendations for domestic travel is the AIG Travel Guard Essential for $115,56 – the cost for all four travelers combined.

TG Essentail

The policy provides $15,000 of medical coverage per traveler and $150,000 of medical evacuation per traveler. It also includes coverage for any pre-existing medical conditions if the policy is purchased within 15 days of the initial trip payment or deposit date.

If we cancel for a listed reason in the policy, such as illness or injury prior to departure, we can get a 100% refund of our trip costs.

Besides costing $431.80 LESS than the Cheap Tickets’ insurance policy (which ironically is another policy provided by AIG), it has three times the medical coverage and three times the medical evacuation coverage!

What if we want to have maximum flexibility to cancel our trip for ANY reason and not just the reasons listed in the policy?

For maximum flexibility, we’ll need to look at a different policy – a Cancel For Any Reason (CFAR) policy.

TripProtectors – Cancel For Any Reason Policies

As the name suggests, Cancel For Any Reason (CFAR) policies allow you to cancel for any reason whatsoever and receive a partial refund of trip costs – either 50% or 75% depending on the policy purchased. These policies allow maximum cancellation flexibility.

Looking at the quote from TripProtectors, the least expensive CFAR policy with adequate coverage for our trip is the AIG Travel Guard Preferred (CFAR 50%) for $273.30, which is the total cost for all four travelers combined.

TG Preferred75

The policy provides $50,000 of medical coverage and $500,000 of medical evacuation coverage as well as provides a waiver to cover pre-existing medical conditions if the policy is purchased within 15 days of the initial trip payment or deposit date.

The AIG Travel Guard Preferred policy is $274 LESS AND has more coverage for medical and medical evacuation than the Cheap Tickets’ policy!

If we cancel for a reason such as illness or injury, we’ll get a 100% refund of our trip costs but if we use a non-listed reason, we’ll get a 50% refund.

If we want a policy that provides the maximum 75% refund, our least expensive option is the Seven Corners RoundTrip Basic (CFAR 75%) for $289.68.

SCRTBCFAR75

The policy provides $100,000 of medical coverage and $250,000 of medical evacuation coverage and includes the Cancel For Any Reason benefit if the policy is purchased within 20 days of the deposit or initial trip payment date. This policy is $257.68 LESS than the Cheap Tickets’ travel insurance which doesn’t include any CFAR benefit and it also has better medical and medical evacuation coverage than the CheapTickets’ policy.

If we cancel for a reason such as illness or injury, we’ll get a 100% refund of our trip costs but if we use a non-listed reason, we’ll get a 75% refund.

CheapTickets Travel Insurance – Conclusion

We like CheapTickets as a travel booking platform. But we think that CheapTickets Travel Insurance is weak and expensive. CheapTickets customers will inevitably get a better deal by shopping around. Remember to only insure your non-refundable trip costs.

To get the best value for your money, visit TripProtectors first to shop around before committing to the first travel insurance policy you find. Please stop by and chatsend an email, or give us a call at  +1(786) 589-8254

Safe travels.


This article has been written for review purposes only and does not suggest sponsorship or endorsement of AARDY by the trademark owner.

Recent AARDY Travel Insurance Customer Reviews

Trustpilot reviews image
BOCAJIM
Trustpilot 5 star rating
Verified
11 minutes ago
Excellent Service With Lots of Choices

This is the second time I have used AARDY. Both times it was easy to use with lots of choices. Amanda and Jane helped me in customer service and they were great. The first time I used them I actually had flight problems and had to unexpectedly stay over night. They helped me to find lodging and I was reimbursed 100%. Very pleased with AARDY.


Thomas John
Trustpilot 5 star rating
Verified
41 minutes ago
If you don’t choose this company for travel insurance, it’s your own fault if you need it later and the company you use fails you…

A 35 day eight country trip and at least $20,000 potential loss if I had to cancel, was the reason I chose to opt for Insurance, of course. Since this was my first time purchasing travel insurance, it was imperative for me to understand all of the Information so that I did not make the mistake and still lose out on top of insurance not covering whatever can happen. The agent that I spoke with was fantastic who took an awful lot of time to make sure that the Insurance was Taylor fit for me after telling her where I was going to how much I was spending And a brief synopsis of the things that might happen if I had to cancel, I no longer had to give any further explanations. By the time she chose a plan for me. She did more thinking about it for me than I had to for myself. Bravo… In today’s world, customer service constantly falls below the wayside , in every aspect of life, I’m sure many of you can agree. This agent was fantastic to say that minimizes how excellent she was. By mistake I called that number thinking it was a different number on my cell phone and of course it was after hours, do you know the next day I got a phone call from this company asking me if everything was OK ! What more can one ask for? This is obviously accompany. That’s success is driven by its excellent reputation. I call it old-fashioned customer service. Travel insurance is something that you purchase and hope you never have to use. If I do, God forbidden this case, I have absolutely no worries… Thank you so much!


Harold Hill
Trustpilot 5 star rating
Verified
42 minutes ago
Great working with Luis Vianna.

Great working with Luis Vianna. Thanks for the advice.

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